This article is intended for adults (18+) and discusses consensual relationships from an educational and psychological perspective.
Running an adult website is hard. It’s not just about making content, but also handling payments. This is a big challenge. Web admins need safe, easy, and effective ways to handle payments. This is where xmerchant.com comes in.
What is a Merchant Account?
A merchant account is needed if you run an adult business. Banks usually do not want to work with adult websites. They see the payments as risky. For over ten years, only two banks in the U.S. wanted to deal with adult sites. But things have changed. xmerchant.com is the first payment service in over ten years to work with a U.S. bank that accepts adult businesses.
A merchant account connects your website to a bank so you can take payments. It lets you send or receive payments via debit or credit cards or online transfers.
How to Set Up a Merchant Account on xmerchant.com
Setting up an account on xmerchant.com is easy, but you need to give some details. First, put your username, business name, email, and phone number. Then, tell them what kind of business you run (like an adult site or a gambling site) and the website address of your business. After that, you need to pass a check, which can take 7 to 15 days.
xmerchant.com only works with businesses that have been in business for at least 2 years. If you’re new, have bad credit, or have too many chargebacks, you won’t be able to use xmerchant.com.
Discount Rates and Fees
If your business is big, the fee starts at 4.25%. This is important when choosing a payment processor. The fees for Visa and Mastercard are standard, but you don’t need to pay until your account is fully set up.
What is High-Risk Merchandise?
If you sell adult content, you deal with high-risk merchandise. This means things like paid videos or memberships. For web admins, it means setting a price for your content and getting payments. With xmerchant.com, it’s easy to manage payments and grow your business.
Creative Uses for High-Risk Merchant Accounts
High-risk accounts are used for many types of businesses, like gambling, selling cannabis, astrology, and even paying for bail. xmerchant.com processes payments for many businesses, so people in different industries can use it.
Tech Support and Customer Service
xmerchant.com offers tech support if you have problems. You can reach them by email or phone to get help with your account. But one downside is that the tour page isn’t very helpful or fun to use.
Final Thoughts
In conclusion, xmerchant.com is a good option for adult websites to manage payments. Setting up your account is simple, and the fees are fair. Although their page could be better, they have support to help you.
As a web admin, focus on creating great content. Leave the payment work to xmerchant.com and keep your business running smoothly.

